Banks need accounts. You need more cash.
How about a $325 sign-up bonus to use the Wells Fargo Everyday checking account as your primary bank account?
That's right, Wells Fargo gives you the money to open your account. Make qualifying direct deposits totaling $1,000 or more into your new checking account within 90 days of account opening. Since it's accounted for as interest, you'll incur tax, but it's a nice little bonus for going to banks.
This looks similar to othersHigh Dollar Bank Specials.Check them out after reading this article.
If your state qualifies for the offer (with some restrictions listed below) it's definitely worth a look, but you can apply online so you don't even have to take off your pajamas to walk into a branch!
Read on to find out how to opt-in to the offer and how long it takes before you see your bonus. I've also compiled other Wells Fargo bonuses and promotions that you can take advantage of for under $325.
🚨This is the highest Wells Fargo active bonus I've seen.They appear to be testing offers through paid advertising, partnerships, and other marketing channels. If you look around you will see offers for $200 and $300. The maximum is $325 for checks and $525 for savings. If you know it higherPlease tell me!
💰 Get up to $2,000 from your Citi Priority account today!
Citi Priority is offering up to $2,000 in incentives if you open a Citi Priority account by July 23, 2023.
Then deposit New-to-Citi® funds within 20 days of account opening and hold them for 60 days after the 21st day. The bonus depends on the amount you transfer.
This is a great offer, so don't wait!
Find out more about this offer
👉 This Bank of America's $100 bonus offer is also very popular!
Wells Fargo 325 Checking Account Bonus Summary
- What you get:$325 cash bonus
- Who is eligible:the whole country
- Open where:Online or in store
- How do you get:
- Open a Wells Fargo Everyday checking account,
- Minimum deposit of $25 to fund your account,
- Then deposit a total of $1,000 or more as a qualifying direct deposit into the new checking account within 90 days of account opening (“Qualification Period”).
- $325 after qualifying ends!
- When does it expire:July 3, 2023
Table of contents
- How Do I Earn a $325 Check Bonus?
- Who is eligible for this bonus?
- Is Wells Fargo Really Giving You $325?
- How to get store registration coupon code
- How do I avoid checking account fees?
- Take advantage of these account benefits
- Wells Fargo $525 Savings Bonus [only Branch]
- Wells Fargo Premier $2,500 Discount [Expired]
- How does this offer compare?
- frequently asked Questions
🔃renew:Updated with the latest details on the $325 promotion which expires on July 3rd, 2023.
How Do I Earn a $325 Check Bonus?
In order to claim your $325 bonus you need to do the following:
- Open a current account for everyday use online or in a branch by July 3, 2023.
- Fund your account with a minimum opening deposit of $25.
- Next, you will receive a total of $1,000 or more in qualifying direct deposits into your new checking account within 90 days of account opening (“Qualification Period”).
After the 90-day qualifying period, if you meet all the offer requirements, your $325 bonus will be credited to your account within 30 days.
Click the green Learn More button below to learn more:
We've seen readers have issues with Wells Fargo for citing wallet hacks as an advertising source.We don't offer this bonus, Wells Fargo does(Link above leads to their website). If anyone asks you, tell them you saw it on Wells Fargo's website (link is there!) because it is there. We're just messengers!
Who is eligible for this bonus?
New customers with a current account are just as eligible as all private current accounts. There doesn't seem to be any geographic restrictions.
This offer is still valid if you are not eligible for Everyday Checking but are eligible for an Opportunity Checking account.
The following persons are not eligible to participate:
- Current consumer checking account customer (if you only have business or mortgage accounts, you seem eligible)
- You have received a bonus for opening a Wells Fargo Consumer Chequing account within the last 12 months
- Wells Fargo employees
Is Wells Fargo Really Giving You $325?
Yes, Wells Fargo is giving you $325 because they're trying to attract new customers, and that welcome bonus is a nice carrot. This is one of the easiest bonuses to get. All you have to do is open an account with $25 and deposit a total of $1,000 or more into your new checking account via qualified direct deposit within 90 days of account opening.
You have the ability to do this because it's like any other type of marketing. You can buy advertising or simply run a promotion and rely on word of mouth to get attention. You found out about this $325 offer today, and you don't have to pay for ads, do you? 🙂
How to get store registration coupon code
If you wish to open a bank account in a branch or simply don't want to open a bank account online, you can receive a promotional code via email.
Click the orange button at the top and click "Open in Branch" on the next page you want (I drew the green box to show you where it is. On the actual page, there won't be any green box, the page may look simple Enter your name, email address and zip code to receive a promotional code by email:
After clicking "Retrieve my code" you will be taken to a page with your unique code that looks like this:
You will also receive an email with the subject line "Your $200 bonus offer code is here" and the code in the body of the email. Then all you have to do is go to the nearest branch and open an account.
Note: You do not have to open an account yourself. You can do this entirely online.
How do I avoid checking account fees?
A monthly service fee of $10 applies to this account.You can easily avoid it.
To receive the waived fee, all you have to do is do one of the following each “Fee Period” (reporting period):
- Minimum balance per day: $500
- Total allowed direct deposits of $500 or more
- The main account holder is between 17 and 24 years old. (After the Master Account Holder turns 25, they can no longer use their age to avoid monthly service charges.)
- Link to Wells Fargo campus ATM or campus debit card.
The full details can be found by clicking on the promotion page.
Take advantage of these account benefits
The account itself is standard for checking accounts.
They promote three very rare features:
- If you lose your debit card, you can close it. So it's not a clean close unless you're 100% sure you've lost it. If you are 100% sure, you need to report it stolen. If you misplace it (like in a bar or something) and know where it is, you can disable it until you get it back.
- Access ATMs without your card by requesting a one-time access code through the app.
- With overdraft payback, you can avoid overdraft fees when you overdraw your account and receive a direct deposit the next day instead of the overdraft amount.
>> Related: How to find your Wells Fargo route number
Wells Fargo $525 Savings Bonus [only Branch]
Wells Fargo offers a great savings account bonus: open a new Way2Save® savings account or other eligible consumer savings account with a minimum deposit of $25 and follow the steps below to receive a $525 bonus.
There are two steps to claiming your bonus:
- Open a new eligible consumer savings account at a Wells Fargo location with a minimum deposit of $25 by June 27, 2023. When opening an account, you must provide your bank with the bonus offer code.
- Deposit $25,000 or more in new funds into your new savings account by day 30 and maintain a balance of at least $25,000 by day 90 of account opening.
After all requirements are met, Wells Fargo has 30 days to credit your bonus. You must be a new savings customer.
You will need to do this at a branch as that is where they will enter your email address and they will email you a personalized bonus offer code.
👉Find out more about this offer
(offer ends on 06/27/2023)
Wells Fargo Premier $2,500 Discount [Expired]
If you have more than $250,000 in cash, consider the Wells Fargo Premier Bonus, which is a massive $2,500 bonus.
To claim this bonus you must:
- Open a new Premier checking account at a Wells Fargo branch by April 1, 2023 with a minimum deposit of $25. When opening an account, you must provide your bank with the bonus offer code.
- Make a new deposit of $250,000 or more into an eligible linked account by day 45 and maintain a balance of at least $250,000 by day 90 of account update or opening.
- We will credit your bonus to your new Premier checking account within 30 days of meeting all offer requirements.
This offer must be made in-store. You must therefore enter your email address on the promotion page to receive the code and instructions.
The account incurs a $35 monthly service fee, which can be avoided if your account balance is $250,000 or more.
👉Learn more about this promotion
(Offer ends April 1, 2023)
How does this offer compare?
Wells Fargo currently has one of the better deals. $325 more than any other bankAndWells Fargo has a tremendous geographic footprint so almost anyone can qualify.
Here's how some of the other benefits stack up:
⭐Citi Priority Account – up to $2000
Citi priorityUp to $2,000 in credit is offered for accounts opened before July 23, 2023. Then deposit at least $10,000 in New to Citi® funds within 20 days of opening the account and hold for 60 days after the 21st day. The bonus amount depends on how much you can transfer, but the lowest tier starts at $10,000.
👉Click here to learn more
Discover Online Savings Accounts - $150 or $200
Discover Bank offers $150 or $200 bonusesWhen you register your first Discover Online Savings account using promo code WH223 and deposit at least $15,000 into the account within 30 days. If you deposit $15,000 or more, get $150; if you deposit $25,000 you get $200.
👉 Click here to learn more
Bank of America $100 Bonus Offer
Bank of America is offering a $100 cash bonus when you open a new account and set up and receive eligible direct deposits totaling $1,000 or more into that account within 90 days of account opening. The monthly fee can easily be waived.
👉Click here to learn more
Chase-Generalinspektion®– 200 $
Chase gives you $200When you open a Total checking account and make a direct deposit within 90 days. Just $500 per month in direct deposit and a $12 monthly fee waiver, so there are no pitfalls with this offer!
👉Click here to learn more
Be sure to check this outBank Account Bonuses Guideto ensure you know what to look out for with such offers.
frequently asked Questions
Is Wells Fargo Really Giving You $325?
Yes, new Wells Fargo customers can get $325 for $25 when they open a new account and make eligible direct deposits totaling $1,000 or more into their new checking account within 90 days of account opening.
How Do You Earn Wells Fargo Bonuses?
Once you open an account and meet the requirements, cash will be deposited into your account within 30 days.
Does Wells Fargo have special offers?
Yes, Wells Fargo often offers promotions to new customers. On this page you will find the latest available bonuses and promotions.